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There are several myths, rumors and misconceptions about SGLI and VGLI insurance floating around.

Please visit our Myths and Rumors page to find out what's true and what's false.

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Part-time coverage is also provided to Reserve members who do not qualify for full-time coverage (members covered part-time do not receive 120 days of free coverage).

If you are totally disabled at the time of separation (unable to work), you can apply for the SGLI Disability Extension, which provides free coverage for up to two years from the date of separation.

If you have SGLI coverage, you pay a monthly premium that is automatically deducted from your base pay.

The current basic SGLI premium rate is 7 cents per $1,000 of insurance.

However, each branch of service handles payment of premiums during this non-pay period differently.

If you are a drilling Reservist or Guard member in a non-pay status and have questions about whether you are covered by SGLI and how to pay your premiums, view our branch of service contact list for the number to call for information.Follow this link to learn more about medical conditions that may make you uninsurable..Servicemembers covered under the SGLI program have the option to convert their SGLI coverage to an individual policy of insurance within 120 days from the date of separation from the military.That’s why we bring you only the best and most addictive sex chat sites.Each one has something unique to offer you and we’ll tell you all about it in our honest and in-depth reviews.At the end of the extension period, you automatically become eligible for VGLI, subject to premium payments.

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